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Ini Bunga Kartu Kredit yang 'Mencekik' NextIndonesia –   Bank Indonesia memperketat aturan penerbitan kartu kredit. Bunga kartu kredit yang 'mencekik' pun mulai dibenahi. Begitu juga pengetatan dilakukan bagi calon pemilik kartu kredit yang minimal berpenghasilan Rp3juta per bulan. Berdasarkan data Asosiasi Kartu Kredit Indonesia (AKKI), bank menetapkan bunga kartu kredit di kisaran 2,68 persen sampai 5 persen per bulan. Nantinya dalam aturan baru BI yang akan diberlakukan Januari 2013, bunga kartu kredit maksimal hanya 3 persen per bulan. General Mananger AKKI Steve Marta, Senin 7 November 2011, menuturkan, AKKI selalu mengumumkan daftar bunga kartu kredit terbaru dari 20 bank anggotanya. "Selama ini kan banyak yang menilai bunga kartu kredit tidak transparan, banyak nasabah yang tidak tahu, makanya kita umumkan," kata Steve. Para pemilik kartu kredit bisa mengecek berapa bunga kartu kredit yang ditetapkan bank dengan melihat daftarnya berikut ini: 1....

Here are his tips for staying productive: Work backwards from goals to milestones to tasks.  Writing "launch company website" at the top of your to-do list is a sure way to make sure you never get it done. Break down the work into smaller and smaller chunks until you have specific tasks that can be accomplished in a few hours or less: Sketch a wireframe, outline an introduction for the homepage video, etc. That's how you set goals and actually succeed in crossing them off your list. Stop multi-tasking.  No, seriously—stop. Switching from task to task quickly does not work. In fact, changing tasks more than 10 times in a day  makes you dumber than being stoned . When you're stoned, your IQ drops by five points. When you multitask, it drops by an average of 10 points, 15 for men, five for women (yes, men are three times as bad at multitasking than women).  Be militant about eliminating distractions.  Lock your door, put a sign up, turn off your phone, texts, email, a...